What happens if you deposit an expired check online
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How long is a business check good for...
Yahoo Finance
When you receive a check, it's a good idea to deposit or cash it right away.
What happens if you deposit an expired check
If you wait, the check could expire and you might lose your chance to get the money.
Each type of check has its own expiration date, usually either six months or a year. For personal checks, which expire at six months, banks and credit unions are not legally required to accept or "honor" them after expiration.
Many financial institutions will still honor your personal check after the six-month mark, but if the check bounces or there's some other problem on the issuer's end, you could end up owing the money back, plus a fee.
Read more: How to write a check in 6 easy steps
Most checks expire after six months (or 180 days) from the date that appears on the check.
After the expiration date, the check is considered "stale." According to the Uniform Commercial Code (UCC), banks don't have to accept stale checks, but many banks will still honor them, even if the issuer writes “Void after 180 days” or places a stop payment order on the check.
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